The Benazir Kafalat Program is a crucial initiative by the Government of Pakistan aimed at providing financial assistance to deserving women from low-income families. This program, under the Benazir Income Support Program ensures that women receive direct financial aid to help manage their household expenses. For 2025, the government has introduced new payment methods to make the process smoother and more efficient, especially for 9 lakh newly eligible women who have been added to the program.
The first installment under this scheme is Rs. 13,500, and beneficiaries are eager to understand how they can withdraw their funds. To facilitate easy access, the government has made payments available through bank ATMs, JazzCash agents, and cash centers. This article will provide a detailed guide on the new payment methods, eligibility criteria, and the step-by-step process to check and withdraw payments.
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New Payment Structure for 9 Lakh Eligible Women
The government has taken a structured approach to ensure that the payments reach the newly eligible women in a phased manner. These payments are distributed based on the Poverty Means Test (PMT) score, which helps determine a family’s financial situation. Women with lower PMT scores receive payments earlier than those with slightly higher scores.
Phase 1: Women with PMT Score 17-25
Women who have a PMT score between 17 and 25 will be the first to receive their Rs. 13,500 installment. These payments will be directly transferred into their registered bank accounts. The government prioritizes this group as they belong to the most vulnerable segment of society.
Phase 2: Women with PMT Score 26-32
After completing the payments for Phase 1, the second batch will receive their payments. This phase includes women with a PMT score between 26 and 32. The same payment methods will be used, ensuring a secure and efficient process.
Women who were already receiving funds under the Benazir Kafalat Program will continue to get their payments without interruption, using the same methods as before.
Benazir Kafalat Program Payment Methods for 2025
To make it easier and more accessible for all beneficiaries, the government has introduced multiple payment options. Women can now withdraw their Rs. 13,500 stipend using the method that suits them best. Below are the available payment options and their complete procedures.
1. Bank ATM Withdrawals
For women who have an active bank account linked to BISP, the most secure and convenient method to withdraw their payments is through bank ATMs. This method allows beneficiaries to withdraw their funds at any time, without waiting in long queues at cash centers.
How to Withdraw Money from an ATM?
- Visit the nearest ATM of the designated banks.
- Insert your ATM card into the machine.
- Enter your PIN code for security verification.
- Select the “Withdraw Cash” option.
- Enter the amount you wish to withdraw (up to Rs. 13,500).
- Confirm the transaction and collect your cash and receipt for record-keeping.
This method is fast and secure, ensuring that beneficiaries receive their funds without any deductions or fraud risks.
2. JazzCash Payment Method
For women who do not have a bank account, the government has partnered with JazzCash to enable digital transactions. This is particularly useful for rural and remote areas where access to banking services is limited.
How to Withdraw Money from JazzCash?
- Once your payment is processed, you will receive a confirmation SMS from JazzCash.
- Visit the nearest JazzCash agent with your original CNIC.
- Provide the verification code received in the SMS.
- The agent will verify your identity and disburse the full payment in cash.
This method is safe and easy, eliminating the need for ATM access while ensuring quick payment collection.
3. Cash Center Collection
For women who do not have access to ATMs or JazzCash, the government has set up Benazir Kafalat Cash Centers in different regions. These centers serve as direct payment hubs where beneficiaries can collect their funds.
How to Collect Your Payment from a Cash Center?
- You will receive an SMS notification from 8171, informing you about your nearest cash center.
- Visit the designated cash distribution center with your original CNIC.
- Provide your thumbprint for biometric verification.
- Once verified, you will receive your full payment in cash.
This method is ideal for those who prefer in-person transactions and require assistance with the process.
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How to Check Your Benazir Kafalat Payment Status?
Many women are unsure whether their payments have been processed. To avoid unnecessary trips to the bank or cash centers, beneficiaries can check their payment status through two simple methods.
1. Check via 8171 Web Portal
- Open the official 8171 web portal on your mobile or computer.
- Enter your CNIC number in the provided field.
- Click on “Check Payment Status” to see your payment details.
- The system will show if your payment is approved, pending, or rejected.
This method is quick and convenient, allowing women to check their status from the comfort of their homes.
2. Check via SMS (8171 Service)
- Open the SMS app on your mobile phone.
- Type your CNIC number without any spaces.
- Send the SMS to 8171.
- You will receive an instant reply with your payment status.
If your payment status is not updated, wait for a few days and check again. Sometimes, newly registered beneficiaries experience slight delays in processing.
Important Updates and Precautions
To ensure a safe and smooth payment process, here are some important updates and precautions every beneficiary should follow:
- Update Your CNIC: If you are newly eligible, make sure your CNIC is updated in the BISP database.
- ATM Card Activation: If you prefer ATM withdrawals, ensure your bank account is active and linked to BISP.
- Beware of Scams: Do not share your CNIC number or personal details with unauthorized persons. Always verify information from official sources like BISP offices and 8171 SMS notifications.
- Regularly Check 8171 Portal: Stay updated by frequently checking the 8171 web portal to avoid misinformation and delays.
Also Read: CM Punjab Laptop Scheme 2025 Updates – Complete Details
Conclusion
The Benazir Kafalat Program 2025 is a lifeline for low-income women in Pakistan, helping them manage their financial needs through direct cash assistance. With the first installment of Rs. 13,500, beneficiaries can now withdraw their funds through bank ATMs, JazzCash agents, or cash centers, depending on their convenience.
To ensure a smooth process Check your payment status before visiting a payment center. Use official methods to withdraw funds securely. Follow government instructions to avoid delays and fraud