The ‘Apni Chat Apna Ghar’ scheme is a new housing project started by the Punjab government under Chief Minister Maryam Nawaz Sharif. It aims to help people from low and middle-income families buy affordable homes. The project will provide lower-priced homes and give loans with easy instalment plans. In the first phase, around 3,000 houses will be built in each district of Punjab, and citizens will be able to apply online for this scheme.
| Points to Know | Details |
| Total homes per district | 3,000 |
| Cities in the first phase | Lahore, Multan, Faisalabad, Sialkot, Rawalpindi |
| Cost of an apartment | Rs. 1.5 million |
| Instalment plan | Rs. 26,000 per month for 5 years |
Contents
What is the ‘Apni Chat Apna Ghar’ Scheme?
The ‘Apni Chat Apna Ghar’ scheme was launched to help families who do not have their own homes. The Chief Minister explained that many people struggle to buy houses because of financial difficulties. This scheme aims to build over 3,000 houses in each district of Punjab. In Lahore, the project will start near Raiwind Road, and 5,000 homes will be built there. The scheme is designed to provide affordable homes to people in need.
Affordable Payment Plans for Everyone
The main feature of this housing project is its affordability. Each apartment is priced at Rs. 1.5 million, but the government will give a 60% subsidy. This means residents will only need to pay 40% of the total cost, making it much easier to afford. The remaining amount can be paid through monthly instalments of Rs. 26,000 over a period of five years. This way, even people with lower incomes can buy their own homes without too much financial pressure.
Benefits of the Scheme
Here are the key benefits of the ‘Apni Chat Apna Ghar’ scheme:
- Affordable homes: The government is offering homes at a reduced price, making it easier for low-income families to buy.
- Easy instalments: You can pay in small monthly instalments, which are manageable for most people.
- Interest-free loans: Around 70,000 families will get interest-free loans to build homes.
- Focus on key cities: The scheme will begin in major cities like Lahore, Multan, Faisalabad, Sialkot, and Rawalpindi.
How to Apply for the Scheme?
To apply for the ‘Apni Chat Apna Ghar’ scheme, the government has made it very easy. You can apply online using a portal set up by the Punjab Information Technology Board (PITB). Here is how you can apply:
- Go to the official website (acag.punjab.gov.pk).
- Fill in the registration form with your details, such as your name, CNIC number, gender, and contact information.
- Set a password to create your account.
- Submit the form to complete the registration process.
If you have any questions or need help, you can also contact the helpline at 0800-09100.
Social Impact of the Scheme
The ‘Apni Chat Apna Ghar’ housing scheme is not only about building houses but also about improving the lives of people. By providing affordable homes, the scheme will help reduce homelessness and improve living conditions in Punjab. People who have been struggling for years to own a home will finally have a chance to do so. This will also uplift the socio-economic status of the province, giving people more stability and security.
Also Read: Step-by-Step Guide to Logging into the ACAG Punjab Portal for Apni Chat Apna Ghar
Conclusion
The ‘Apni Chat Apna Ghar’ scheme is a great opportunity for families in Punjab to own their homes at an affordable price. With easy instalments, interest-free loans, and government support, it is designed to help those who have been unable to buy homes due to financial problems. This project will not only provide housing but also improve the overall quality of life for many people in Punjab.